Chris Bankcard Empire Amsi344808's Page

Bankcard Empire is a leading provider of Merchant Services processing for businesses throughout the United States and abroad. We provide transaction processing through our network of registered Independent Service Organizations and Merchant Service Providers for Visa® and Mastercard®. Bankcard Empire targets both new merchants entering the marketplace as well as existing merchants already processing credit cards for payment.

We have established a network of merchants who rely on us to process millions of dollars of credit card transactions each year. Our success has resulted from our ability to offer merchants a wide array of products and services uniquely tailored to their individual processing needs. In addition, we pride ourselves on our outstanding customer support which has set our company apart from the competition. In addition to offering basic credit and debit card processing, we provide our merchants with gift and loyalty cards, merchant and consumer financing and much more. We have demonstrated a unique ability to grow our merchants' businesses by our cost reduction and revenue generating programs

CREDIT CARD PROCESSING:

We offer transaction processing for Visa, MasterCard, Discover, American Express, Diners Club, and JCB credit cards. We service all venues of commerce nationwide including Retail, Restaurant, Supermarket, Hotel/Lodging, Auto-Rental, Pay-At-Pump Gas Stations, Mail Order, Telephone Order, Home-Based, and E-Commerce Internet merchant accounts. Bankcard Empire is a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services, we also have a variety of customized solutions to fit any business' requirements. Bankcard Empire can process payment transactions on virtually every Point-of-Sale (POS) Register, Software, or credit card terminal system on the market.

EQUIPMENT AND SOFTWARE:

Bankcard Empire carries a vast inventory of credit card processing equipment, software, and terminals. We deploy everything from refurbished economical terminals to state-of-the-art touch screen, signature capture, smartcard enabled and integrated thermal high-speed credit card processing systems. Some systems are designed for specific industry types, but the bulk of terminals work well in any atmosphere. The old stand alone terminals with separate printers have become entirely obsolete. They lack sufficient memory for additional applications like gift cards, age verification and check services. Modern equipment integrates the terminal and printer for simplicity and space saving. For assistance in deciding what credit card terminal or software is perfect for your business, please contact Bankcard Empire's sales support number

GIFT CARD PROGRAMS:

Electronic Gift, Loyalty, and Store Value cards have become increasingly popular. Initially, gift cards made economic sense only to large retailers and chain stores. This is no longer the case. Through extensive market research and intelligent business relationships, Bankcard Empire has managed to reduce the cost of this service to make it cost-effective for small retail and even start-up merchants. We offer both standardized and customized gift card packages. The cost of gift cards is so inexpensive that the decision to replace paper gift certificates is an easy one to make. Gift cards can also be used as substitutes for cash when issuing refunds, promotions, and generating additional revenue from non-redeemed cards. Bankcard Empire is a leader in gift card sales, support, and service.

DEBIT CARD PROCESSING:

Bankcard Empire is connected to virtually every ATM, EBT and Debit network including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest and the Visa Interlink network. Debit card processing easily compliments any existing or new credit card terminal by adding a pin-pad. Some of the more advanced credit card terminals include built-in pin-pads. Merchants who accept pin-based debit transactions can reduce the cost of accepting credit cards significantly by paying only a flat transaction fee. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks. Other options like debt surcharges and "cash back" are available with debit card acceptance.

E-CHECK PROCESSING:

Paper checks can now be accepted at the point-of-sale just like credit cards. Electronic Check Conversion can be easily added to your existing credit card system. The process is very simple and requires an imager/reader to be attached to your terminal. The paper check is passed through the reader and verified against a database of negative files and bounced check writers. A match will result in an instant decline. In some circumstances, funds can be made available through supported ATM networks. If the check is approved, the paper check must be stamped "ACH Processed" and returned to your customer. The transaction is complete at this point and will be deposited into your bank account within 72 hours, just like a regular credit card transaction. The check conversion program is supported by an online reporting system and 24-hour customer and technical support. This solution saves you accounting time, trips to the bank, accurate reporting, and most importantly - no more bounced checks.

PAYMENT GATEWAYS:

Payment Gateways can help you accept credit card and electronic check payments quickly and affordably online. Your gateway account comes with a secure web site interface from which you can manage transactions, configure your account settings, view account statements, generate reports and more. Gateways can be accessed from any computer with an Internet connection and Web browser, so there is no need to download or install software! Gateways also utilize the most advanced security initiatives, encryption methods and protocols available.